gold  Investment Advice

Understanding the particular financial requirements of those in the yachting industry is key. Our experts will help you create and protect your wealth, ensuring adequate provision for life’s twists and turns throughout your yachting career.

For yacht crew a sound plan is very important as they are rarely included in any state health or pension schemes, so it is down to the individual crew member to look after their own financial future.

In today’s world of finance one thing is clear, we all have to pay attention to our own financial situation. Our professional advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with during your career.

All Financial Advice is handled by The Spectrum IFA Group, one of Europe’s largest groups of Financial Advisers. The Spectrum IFA Group was established in January 2003.

Spectrum’s independent financial planning advisers demonstrate their long-term commitment to both their clients and the locality by residing permanently within the community in which they work. They have an understanding of expat life and the particular financial rules that apply in your country. Spectrum advisers are qualified, experienced and regulated.

For more information on The Spectrum IFA Group,
read their client charter here

10 rules to get the most out of yachting career

This is the best financial advice you will ever get while you are pursuing a career in yachting, and the best part, it’s absolutely FREE!

Some of these may seem obvious, but it’s surprising how few are actually practiced by crew members, old or young. However, if you stick to these guidelines throughout your yachting career, you will maximise your chances of financial success.

Read the rules or do the test

Horizons investment Account

We understand the unique financial planning requirements of captains and crew members and the need for competitively priced, flexible pensions, savings and investment solutions.

The Horizons Investment Account is a flexible solution for all yacht crew and you can start with as little as €50 per month. But we do advise you to save at least 25% of your income for the long term, remember you don’t pay any social security. If you worked on shore, your salary would be at least 25 percent less.

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Time for a cup of coffee?

Don’t tell us you went in to yachting only for the fun.. Its about the money as well! Our experts know the industry and will help you achieve your financial goals and create financial stability throughout your yachting career. Lets talk about it over a cup of coffee?

Contact your local adviser

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 “The Spectrum IFA Group” is a registered trademark, exclusive rights to use in France granted to TSG Insurance Services S.A.R.L. Siège Social: 34 Bd des Italiens, 75009 Paris « Société de Courtage d’assurances » R.C.S. Paris B 447 609 108 (2003B04384) Numéro d’immatriculation 07 025 332 – www.orias.fr « Conseiller en investissements financiers, référencé sous le numéro E002440 par ANACOFI-CIF, association agréée par l’Autorité des Marchés Financiers»
 “The Spectrum IFA Group” is a registered trademark, exclusive rights to use in Spain granted to Baskerville Advisers S.L. CIF B-63/137.020 Correduría de Seguros; No de registro RDGS J2306; Paseo de Gracia 63, principal, 2a,08008, Barcelona. Seguro responsabilidad civil CHARTIS Europe No 0131900503.1330  Registro Mercantil de Barcelona, Tomo 35489, Folio 170, Seccion 8, Hoja B-269534
 “The Spectrum IFA Group” is a registered trademark, exclusive rights to use in Italy granted to TSG Insurance Services S.A.R.L. (Italy Branch). Siège Social: 34 Bd des Italiens, 75009 Paris “Société de Courtage d’assurances” R.C.S. Paris B 447 609 108 (2003B04384) Numéro d’immatriculation 07 025 332 – www.orias.fr Conseiller en investissements financiers, référencé sous le numéro E002440 par ANACOFI-CIF, association agréée par l’Autorité des Marchés Financiers